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BMO Bank Review 2024If you are searching for the least reliable bank in your city, BMO is the place. We have tried to close our accounts with them for three months without success. Do NOT recommend BMO bank. Terrible non-existent customer service. It is nearly impossible to get assistance. Bank with a credit union instead. If you're seeking a full-service bank, BMO is a solid option. Its money market account rates are among the most competitive available.