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With Mastercard Send, BMO can offer its clients the ability to send cross-border payments efficiently, seamlessly and securely to bank accounts. If you're a BMO customer in Canada interested in a BMO U.S. credit card, please call , or visit any U.S. branch to apply or get more information. Fees & Conditions ; Personal Income $0 ; Household Income $0 ; Annual Fee $49 ; First Additional Card $0 ; Foreign Transaction Fee %.