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The court claimed that the bank had ignored multiple problems with a client who was using his accounts at the bank to run a Ponzi scheme. For the month of October, The Globe is testing a five-day commenting window an increase from the previous 18 hours to ensure subscribers who want to comment have a chance to do so. BMO overdraft fees depend on which account you have and whether you've selected additional overdraft protection services. If you do not see your comment posted immediately, it is being reviewed by the moderation team and may appear shortly, generally within an hour. Tim Kiladze James Bradshaw.