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Zelle is Finally available for Non US Citizens - Create A Zelle Account In Unsupported CountriesZelle is a convenient way to send money to people you know and trust using BMO Digital Banking, either online or through the mobile app. Zelle� is a great way to send and receive money with family, friends, and people you know. To get started, log into the CIBC US mobile banking app. Just like Venmo, Cashapp and Zelle aren't currently available in Canada. Using Apple Pay to send funds isn't available either. Cashapp is.