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Read more Choosing one of the best high-yield savings accounts paper check or mobile payment need most.
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Read more Choosing one of the best high-yield savings accounts paper check or mobile payment need most.
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In the meantime, you can avoid the fees by keeping close tabs on your account or using a bank or credit union that doesn't charge them. Similarly, CFPB interviews with consumers have shown that people were concerned that overdraft fees would make it more difficult to catch up and cover future expenses. The problem, consumer advocates say, is that such fees often aren't clear to consumers, lack competition that can lower them or even eliminate them, and can drive up the cost of services far beyond what people expected to pay. If you want a safety net, you can link your checking account to a savings account or line of credit.
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