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How To Lock BMO Debit Card In 2024?It could be possible the store doesn't accept Direct Express cards. However, I would highly recommend that you try contacting Direct Express Customer service. If your BMO credit card is damaged, request a new replacement card in minutes using the mobile app. Conveniently request from the comfort of your home! If you already bank with us and would like to request a debit card, you can visit a branch to get a new card on the spot, or give us a call at