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DO NOT Pay Debt Collectors - How to Handle Debt When It�s Gone to CollectionsScammers use texts, calls, emails and letters to create a false sense of urgency about debt repayment. � Always ask for detailed information. How Debt Collection Scams Work. It's very simple: Someone contacts you � often by phone, but also by text message, fax, mail or email � and claims that you owe. It could be a scam. It could be that someone typed their number wrong, accidently or not, and you're getting their calls.
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