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Balance" indicates the minimum amount. Rockford Bank and Trust Company.

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Share Term Certificate Rates: ; 91 Day Certificate, APY, $1, Minimum Balance ; 6 Month Certificate, APY, $1, Minimum Balance ; 9 Month. Your money grows faster because CDs offer higher interest rates than regular savings and money market accounts. And your money is safe because CDs are. Rockford Community Bank provides Illinois with the resources of a big bank while maintaining the personalized service of a true local community bank.