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We update our Retail exchange rates frequently throughout the day based on many factors, including: Interbank exchange rates these are the wholesale rates for very large currency purchases and sales between banks and other large financial institutions in the interbank wholesale market, That are often quoted in the media ; The amount of the foreign currency purchase; Whether the transaction involves foreign currency in cash; and Our costs and risks related to dealing in foreign currency. The contributions will help the Fund continue to support concrete adaptation projects in developing countries, such as planting heat-tolerant wheat varieties to improve food security, or building natural retaining walls to reduce flood risk. What specific financial pledges were made at COP26 to help build resilience to climate change?