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How Interac e-Transfer WorksInterac e-Transfer is a fast and easy way to send, request, and receive money from friends and family. It's as simple as sending an email. You can send, request and receive money any time by using the Interac e-Transfer service available in RBC Online Banking 1 or the RBC Mobile 1 app. With Interac e-Transfer, you can send, request and automatically receive money using an email address or mobile phone number.