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How to switch bmo credit cards	To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site. These can be worth hundreds of dollars in value, either in points or cash back, and you often earn them by simply spending with the card during an initial time period. Performance information may have changed since the time of publication. This card racks up reward points in some good spending categories, like groceries and bills. Cardholders can earn an additional 5, points per year by paying off their credit card in full for 12 months and redeeming 12, points toward their balance. Plus, when you fill up at Shell, you can get up to seven cents off per litre. When determining a rating for individual credit cards, the Forbes Advisor Canada editorial team factors in an exhaustive list of data points.
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